📦 Consolidate Your Loans up to ₹50 Lakhs

Ready to simplify your monthly payments?
Let’s start with a few quick details:

  • Outstanding Amount: Include all loans + credit card balances.
  • City: We use this to connect you with the right lender.
  • Mobile: For verification & offer details. We never spam.
  • Salary: Helps in calculating your eligible EMI range.

✅ Your information is secure and will never be shared without your consent.

Product Overview

Loan Consolidation helps you merge multiple EMIs and credit card dues into one single EMI. This simplifies your financial obligations while reducing interest outgo and improving your credit score — all in a 100% online process.

Key Benefits

Why choose Loan Consolidation?

Merge Loans & Cards

Consolidate all liabilities into one simplified EMI.

Up to ₹50 Lakhs

Club all outstanding loans & cards into a high-limit loan.

Tenure up to 72 Months

Flexible repayment to suit your monthly budget.

Single EMI

No juggling multiple due dates or amounts.

Lower EMI

Reduce total EMI burden by up to 50% monthly.

Lower Interest Rates

Enjoy better ROI than typical card/loan rates.

20+ Bank Options

Compare offers from top Banks & NBFCs.

Improve Credit Score

Build a strong credit profile with timely EMI payments.

100% Online

Apply & manage your loan without paperwork.

✅
Who Can Apply
  • 👨‍💼 Salaried Individual
  • 📈 Credit Score above 700
  • 💳 ₹60,000+ Net Salary
  • 🧑‍💻 1+ Year Work Experience
📅
Age

👨‍💼 Above 23 years & below 58 years

🪪
Identity Proof

Any of the following:

  • • Passport
  • • Voter ID
  • • Driving License
  • • PAN Card (Mandatory)
  • • Aadhaar Card (Mandatory)
🏠
Address Proof

Any of the following:

  • • Aadhaar Card
  • • Piped Gas Bill
  • • Electricity Bill
📄
Other Documents

Mandatory:

  • • Salary Slips (Last 3 months)
  • • Bank Statement (Last 3 months)
  • • Existing Loan & Credit Card Statements

✨ Aishu's Journey to Financial Ease

Imagine Aishu juggling 4 personal loans and 3 credit cards. Managing different EMIs and high interest rates had become overwhelming.

📋 Loan Summary
Sn. No. Loan Amount ROI EMI Outstanding
1 ₹1,50,000 18% ₹3,809 ₹1,25,000
2 ₹3,00,000 16% ₹7,295 ₹2,25,000
3 ₹5,00,000 14% ₹11,634 ₹3,50,000
4 ₹7,00,000 12% ₹15,571 ₹4,50,000
Total - ₹38,310 ₹11,50,000
💳 Credit Card Outstanding
Sn. No. Outstanding Delayed ROI EMI To Repay
1 ₹50,000 36% - ₹25,000
2 ₹75,000 36% - ₹50,000
3 ₹1,25,000 36% - ₹75,000
Total - - ₹1,50,000
🌈 A Happier Tomorrow

What if Aishu could cut her EMI to ₹22,783 instead of ₹38,310?

Thanks to Loan Consolidation, it's not a dream—it's a decision away.

💳 Credit Card
  • Outstanding: ₹1,50,000
  • New ROI: 12.5%
  • Tenure: 6 years
  • EMI: ₹2,972
💼 Loans
  • Outstanding: ₹11,50,000
  • New ROI: 12.5%
  • Tenure: 6 years
  • EMI: ₹22,783
  • Savings: 41%

✅ Total Single EMI: ₹25,755/month — One bank, one EMI, no headaches.

A peaceful path to financial freedom 💖

📌 Consolidation Loan Highlights
  • Repayment Period: 2 to 7 years
  • APR Range: 10.5% to 17%
  • Processing Fees: 1% - 2%
  • Stamp Duty: ₹500